:root {
  --ink: #17212b;
  --muted: #62717d;
  --line: #dbe4e8;
  --paper: #ffffff;
  --bg: #f4f8f9;
  --blue: #0061A0;
  --teal: #0090DA;
  --green: #A4CE4E;
  --metlife-green: #A4CE4E;
  --soft: #eaf5f3;
  --warn: #b45309;
  --shadow: 0 16px 40px rgba(18, 33, 43, 0.08);
}

* { box-sizing: border-box; }
html {
  -webkit-text-size-adjust: 100%;
  text-size-adjust: 100%;
}
body {
  margin: 0;
  background: linear-gradient(135deg, #f8fbfc 0%, #eaf5f3 100%);
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  overflow-x: hidden;
}
body.mobile-gate-open {
  overflow: hidden;
}
button, input, select, textarea { font: inherit; }
button {
  cursor: pointer;
  touch-action: manipulation;
}

.shell { display: grid; grid-template-columns: 300px minmax(0, 1fr); min-height: 100vh; }
.side {
  background: rgba(255,255,255,.9);
  border-right: 1px solid var(--line);
  padding: 22px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.brand { display: flex; align-items: center; gap: 12px; }
.mark {
  width: 48px; height: 48px; border-radius: 8px;
  display: grid; place-items: center; color: white; font-weight: 900;
  background: linear-gradient(135deg, var(--blue), #10115f 55%, #24c987);
}
.brand strong, .brand span { display: block; }
.brand span, .kicker, #subtitle, .note, .side-title, #saveState, #progress { color: var(--muted); font-size: 13px; }
.side-title { font-weight: 800; text-transform: uppercase; letter-spacing: 0; }
.prospect-list { display: grid; gap: 8px; overflow: auto; }
.prospect {
  border: 1px solid var(--line); border-radius: 8px; background: white;
  padding: 12px; text-align: left;
}
.prospect.active { border-color: var(--teal); box-shadow: 0 0 0 3px rgba(0,163,173,.12); }
.prospect strong, .prospect span { display: block; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.prospect span { color: var(--muted); font-size: 12px; margin-top: 4px; }

.main {
  padding: max(24px, env(safe-area-inset-top)) max(24px, env(safe-area-inset-right)) max(24px, env(safe-area-inset-bottom)) max(24px, env(safe-area-inset-left));
  min-width: 0;
}
.top { display: flex; justify-content: space-between; gap: 18px; align-items: flex-start; margin-bottom: 18px; }
h1, h2, h3, p { margin-top: 0; }
h1 { margin-bottom: 6px; font-size: 30px; line-height: 1.1; }
h2 { font-size: 24px; margin-bottom: 8px; }
h3 { font-size: 17px; margin-bottom: 12px; }
.actions { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; justify-content: flex-end; }
.primary, .ghost {
  min-height: 44px; border-radius: 8px; padding: 0 14px; font-weight: 800;
}
.primary { border: 0; background: var(--blue); color: white; }
.ghost { border: 1px solid var(--line); background: white; color: var(--ink); }
.ghost:hover, .primary:hover { filter: brightness(.97); }

.steps {
  display: grid; grid-template-columns: repeat(8, minmax(0, 1fr)); gap: 7px;
  margin: 0 auto 16px; max-width: 1120px;
}
.step {
  min-height: 42px; border: 1px solid var(--line); border-radius: 8px;
  background: rgba(255,255,255,.8); color: var(--muted); font-size: 12px; font-weight: 900;
}
.step.active { background: var(--ink); color: white; border-color: var(--ink); }
.step.done { background: var(--soft); color: #0b625d; }

.form { max-width: 1120px; margin: 0 auto; }
.page { display: none; }
.page.active { display: grid; gap: 14px; }
.card, .hero-card {
  border: 1px solid var(--line); border-radius: 8px; background: rgba(255,255,255,.94);
  box-shadow: var(--shadow); padding: 20px;
}
.hero-card { display: grid; grid-template-columns: 1.2fr .8fr; gap: 22px; align-items: center; min-height: 420px; }
.hero-card h2 { font-size: 38px; line-height: 1.08; max-width: 760px; }
.hero-card p { color: #40515d; font-size: 17px; line-height: 1.55; }
.triangle-wrap { position: relative; min-height: 310px; display: grid; place-items: center; padding: 12px 50px 42px; }
.triangle {
  width: 300px; height: 250px; position: relative;
  clip-path: polygon(50% 0, 100% 100%, 0 100%);
  background:
    linear-gradient(62deg, transparent 49%, var(--blue) 49.5%, var(--blue) 50.5%, transparent 51%),
    linear-gradient(-62deg, transparent 49%, var(--blue) 49.5%, var(--blue) 50.5%, transparent 51%),
    linear-gradient(to bottom, transparent 22%, var(--blue) 22%, var(--blue) 23%, transparent 23%, transparent 47%, var(--blue) 47%, var(--blue) 48%, transparent 48%, transparent 72%, var(--blue) 72%, var(--blue) 73%, transparent 73%),
    #f7fbff;
  border-bottom: 4px solid var(--blue);
}
.triangle div {
  position: absolute; left: 18%; right: 18%; text-align: center;
  font-size: 24px; font-weight: 800; color: #00a0df;
}
.triangle div:nth-child(1) { top: 62px; }
.triangle div:nth-child(2) { top: 118px; color: #7ac943; }
.triangle div:nth-child(3) { top: 174px; }
.triangle div:nth-child(4) { top: 220px; color: #18c47c; font-size: 21px; }
.risk { position: absolute; font-size: 26px; font-weight: 900; letter-spacing: 0; }
.risk-left { left: 20px; top: 112px; color: #ff5b5f; transform: rotate(-61deg); }
.risk-right { right: 15px; top: 112px; color: #ffbd59; transform: rotate(61deg); }
.risk-bottom { position: absolute; bottom: 0; color: var(--ink); font-size: 30px; }
.section-head { padding: 4px 4px 0; }
.section-head p { color: var(--muted); }

.grid-3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; }
.money-layout { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 14px; }
label { display: grid; gap: 7px; color: #33424c; font-size: 13px; font-weight: 750; }
input, select, textarea {
  width: 100%; border: 1px solid var(--line); border-radius: 8px;
  background: white; color: var(--ink); padding: 10px 11px; outline: none;
  min-width: 0;
}
input, select { min-height: 44px; }
input, select, textarea, button { max-width: 100%; }
textarea { resize: vertical; line-height: 1.45; }
input:focus, textarea:focus, select:focus { border-color: var(--teal); box-shadow: 0 0 0 3px rgba(0,163,173,.14); }
input[readonly] { background: #f4f7f8; color: var(--muted); }
.inline-btn { align-content: end; }
.rfc-field { grid-column: span 2; }
.field-action { display: grid; grid-template-columns: 1fr auto; gap: 8px; align-items: center; }
.field-action .ghost { min-width: 112px; }
.question-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 14px; }
.question-grid label:first-child { grid-column: 1 / -1; }
.row-head { display: flex; justify-content: space-between; gap: 12px; align-items: center; margin-bottom: 12px; }
.row-head h3 { margin: 0; }
.dependent-row {
  display: grid; grid-template-columns: 1.5fr 150px 80px 1fr 42px; gap: 8px; margin-bottom: 8px;
}
.referral-row {
  display: grid; grid-template-columns: 1.3fr 70px .8fr 90px 1fr 120px 42px; gap: 8px; margin-bottom: 8px;
}
.beneficiary-row {
  display: grid; grid-template-columns: 1.1fr .75fr 80px 145px 175px 1.2fr 42px; gap: 8px; margin-bottom: 8px;
}
.gmm-insured-row {
  display: grid; grid-template-columns: minmax(0, 1fr) 42px; gap: 10px; margin-bottom: 12px;
  border: 1px solid rgba(0,97,160,.14); border-radius: 8px; padding: 12px; background: #fbfdfd;
}
.gmm-insured-fields {
  display: grid; grid-template-columns: 1.35fr .8fr 150px 100px repeat(2, 120px); gap: 10px;
}
.gmm-insured-fields label:nth-child(7),
.gmm-insured-fields label:nth-child(8) {
  grid-column: span 3;
}
.hidden, [data-hidden="true"] { display: none !important; }
.remove { min-height: 44px; border: 1px solid var(--line); background: white; border-radius: 8px; font-weight: 900; }
.total, .metric {
  border: 1px solid var(--line); border-radius: 8px; background: #f8fbfc;
  padding: 12px; display: flex; justify-content: space-between; gap: 12px; align-items: center;
}
.total strong, .metric strong { font-size: 18px; color: var(--blue); }
.metric.important { background: #eaf5f3; border-color: #a8d9d3; font-weight: 900; }
.card h3 span { color: var(--blue); border: 1px solid var(--line); border-radius: 6px; padding: 2px 7px; font-size: 13px; }
.insurance-grid {
  display: grid; grid-template-columns: 120px repeat(4, minmax(0, 1fr)); gap: 8px; align-items: center;
}
.expenses { display: grid; gap: 12px; }
.expense-category { border: 1px solid var(--line); border-radius: 8px; padding: 12px; background: #fbfdfd; }
.expense-category h4 { margin: 0 0 10px; }
.expense-row { display: grid; grid-template-columns: 1.1fr 1fr 140px; gap: 8px; margin-bottom: 7px; align-items: center; }
.expense-subtotal { margin-top: 10px; justify-content: flex-end; }
.calc-board { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 14px; }
.metric small { color: var(--muted); font-weight: 800; }
.protection-summary {
  display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px;
}
.protection-summary div {
  border: 1px solid var(--line); border-radius: 8px; background: #fbfdfd;
  padding: 12px; display: grid; gap: 5px;
}
.protection-summary span { color: var(--muted); font-size: 13px; font-weight: 800; }
.protection-summary strong { color: var(--blue); font-size: 22px; }
.protection-summary .highlight {
  background: var(--blue); border-color: var(--blue); color: white;
}
.protection-summary .highlight span,
.protection-summary .highlight strong { color: white; }
.protection-reading {
  display: grid; grid-template-columns: minmax(0, 1fr) 260px; gap: 16px; align-items: center;
  background: linear-gradient(135deg, #ffffff 0%, #eef8fd 100%);
}
.reading-label {
  display: inline-flex; width: fit-content; margin-bottom: 8px;
  border: 1px solid rgba(0,97,160,.22); border-radius: 999px; padding: 4px 9px;
  color: var(--blue); background: white; font-size: 12px; font-weight: 900;
}
.protection-reading h3 { margin-bottom: 6px; color: var(--blue); }
.protection-reading p { margin: 0; color: #33424c; }
.protection-reading .reading-note { margin-top: 8px; color: var(--muted); font-size: 13px; font-weight: 750; }
.coverage-meter {
  border: 1px solid var(--line); border-radius: 8px; padding: 12px; background: white;
  display: grid; gap: 7px;
}
.coverage-track {
  height: 12px; border-radius: 999px; background: #e8eef2; overflow: hidden;
}
.coverage-track span {
  display: block; width: 0%; height: 100%; border-radius: inherit;
  background: linear-gradient(90deg, var(--teal), var(--green)); transition: width .2s ease;
}
.coverage-meter strong { color: var(--blue); font-size: 24px; }
.coverage-meter small { color: var(--muted); font-weight: 800; }
.scenario-board {
  display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px;
}
.scenario-card {
  border: 1px solid var(--line); border-radius: 8px; padding: 14px;
  display: grid; gap: 10px;
}
.scenario-card h3 { margin: 0; }
.scenario-card .metric { background: rgba(255,255,255,.72); }
.scenario-note { margin: 0; color: #33424c; }
.formula-line {
  border: 1px solid rgba(0,97,160,.18); border-radius: 8px; background: white;
  padding: 10px 12px; color: #33424c; font-size: 13px; line-height: 1.4;
  overflow-wrap: anywhere;
}
.check-line {
  display: flex; grid-template-columns: none; align-items: center; gap: 8px;
  border: 1px solid rgba(0,97,160,.16); border-radius: 8px; background: rgba(255,255,255,.72);
  padding: 10px 12px; color: #33424c; font-weight: 800;
}
.check-line input { width: auto; }
.blue-soft { background: #e8f4fb; }
.red-soft { background: #fff0f0; }
.green-soft { background: #f2f9e6; }
.purple-soft { background: #f1efff; }
.total-protection {
  grid-column: 1 / -1; background: #eaf5f3; border-color: #a8d9d3;
}
.finish-panel {
  max-width: 1120px; margin: 16px auto 0; border: 1px solid var(--line);
  border-radius: 8px; background: white; box-shadow: var(--shadow); padding: 22px;
}
.finish-panel p { color: var(--muted); }
.finish-actions { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 14px; }
.finish-missing { border: 1px solid var(--line); border-radius: 8px; padding: 12px; background: #f8fbfc; }
.footer {
  max-width: 1120px; margin: 16px auto 0; display: flex; justify-content: space-between; align-items: center;
  border: 1px solid var(--line); border-radius: 8px; background: rgba(255,255,255,.9); padding: 12px;
}
.mobile-gate {
  position: fixed; inset: 0; z-index: 50;
  display: none; place-items: center;
  padding: max(18px, env(safe-area-inset-top)) max(18px, env(safe-area-inset-right)) max(18px, env(safe-area-inset-bottom)) max(18px, env(safe-area-inset-left));
  background: rgba(23, 33, 43, .68);
  backdrop-filter: blur(6px);
}
.mobile-gate-card {
  width: min(100%, 420px);
  border: 1px solid rgba(255,255,255,.5);
  border-radius: 8px;
  background: #ffffff;
  box-shadow: 0 24px 60px rgba(18, 33, 43, .24);
  padding: 22px;
}
.mobile-gate-label {
  display: inline-flex;
  margin-bottom: 10px;
  border: 1px solid rgba(180,83,9,.24);
  border-radius: 999px;
  padding: 5px 9px;
  background: #fff7ed;
  color: var(--warn);
  font-size: 12px;
  font-weight: 900;
}
.mobile-gate-card h2 {
  color: var(--blue);
  font-size: 24px;
}
.mobile-gate-card p {
  color: #33424c;
  line-height: 1.48;
}
.mobile-gate-actions {
  display: flex;
  justify-content: flex-end;
  margin-top: 18px;
}

@media (max-width: 620px), (max-height: 520px) and (orientation: landscape) {
  body:not(.mobile-gate-dismissed) .mobile-gate {
    display: grid;
  }
  body:not(.mobile-gate-dismissed) .shell {
    filter: blur(2px);
    pointer-events: none;
    user-select: none;
  }
}

@media (max-width: 980px) {
  .shell { grid-template-columns: 1fr; }
  .side { border-right: 0; border-bottom: 1px solid var(--line); }
  .top, .hero-card { grid-template-columns: 1fr; flex-direction: column; }
  .steps { grid-template-columns: repeat(4, 1fr); }
  .grid-3, .money-layout, .question-grid, .calc-board, .scenario-board { grid-template-columns: 1fr; }
  .rfc-field, .total-protection { grid-column: auto; }
  .field-action { grid-template-columns: 1fr; }
  .dependent-row, .referral-row, .beneficiary-row, .gmm-insured-row, .expense-row, .insurance-grid { grid-template-columns: 1fr; }
  .gmm-insured-fields { grid-template-columns: 1fr; }
  .gmm-insured-fields label:nth-child(7),
  .gmm-insured-fields label:nth-child(8) { grid-column: auto; }
}

@media (max-width: 620px) {
  .main, .side { padding: 16px; }
  .hero-card h2 { font-size: 28px; }
  .steps { grid-template-columns: repeat(2, 1fr); }
}

/* V1.2 refinements */
.side { gap: 14px; }
.mark {
  background: linear-gradient(135deg, #0061A0 0%, #0090DA 48%, #A4CE4E 100%);
  font-size: 15px;
}
.request-list { display: grid; gap: 8px; overflow: auto; }
.privacy-card { cursor: default; }
input, select, textarea { border-color: var(--blue); }
.primary { background: var(--blue); }
.ghost:hover, .primary:hover { filter: brightness(.98); }
.comfort-text { display: inline-flex; align-items: center; gap: 8px; }
.comfort-text::before {
  content: "";
  width: 16px; height: 16px; border-radius: 50%;
  background: var(--metlife-green);
  box-shadow: inset 0 0 0 4px #eef8d8;
}
.save-pill {
  min-height: 32px; display: inline-flex; align-items: center; gap: 7px;
  border: 1px solid var(--line); border-radius: 999px; padding: 0 11px;
  background: white; color: var(--muted); font-size: 13px; font-weight: 800;
}
.save-pill::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--muted); }
body[data-save="saved"] .save-pill { border-color: rgba(164,206,78,.55); color: #4f7f16; background: #f6fbec; }
body[data-save="saved"] .save-pill::before { background: var(--metlife-green); }
body[data-save="saving"] .save-pill::before { background: var(--teal); }
.step.active { background: var(--blue); color: white; border-color: var(--blue); }
.step.done { background: #f6fbec; color: #4f7f16; border-color: rgba(164,206,78,.55); }
body[data-save="saved"] input,
body[data-save="saved"] textarea,
body[data-save="saved"] select { border-color: var(--blue); }
input.has-value,
textarea.has-value,
select.has-value,
body[data-save="saved"] input.has-value,
body[data-save="saved"] textarea.has-value,
body[data-save="saved"] select.has-value { border-color: var(--green); }
body[data-save="saved"] input:focus,
body[data-save="saved"] textarea:focus,
body[data-save="saved"] select:focus {
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(0,144,218,.14);
}

.triangle-wrap { min-height: 330px; padding: 48px 50px 42px; }
.risk-controls {
  position: absolute; top: 0; left: 50%; transform: translateX(-50%);
  display: flex; gap: 8px; flex-wrap: wrap; justify-content: center; width: 100%;
}
.risk-controls button {
  min-height: 30px; border: 1px solid var(--line); border-radius: 999px;
  background: rgba(255,255,255,.92); color: var(--muted); font-size: 12px; font-weight: 800;
  padding: 0 10px;
}
.risk-controls button.selected { color: #4f7f16; border-color: rgba(164,206,78,.7); background: #f6fbec; }
.triangle-svg { width: 340px; height: 290px; overflow: visible; }
.triangle-svg line { stroke: var(--blue); stroke-width: 4; }
.triangle-svg text {
  font-size: 25px; font-weight: 800; text-anchor: middle;
  fill: var(--teal);
}
.triangle-svg .green-text { fill: var(--green); }
.triangle-svg .teal-text { fill: var(--green); font-size: 22px; }
.triangle-svg .retire-text { font-size: 22px; }
.risk-left { left: 22px; top: 144px; transform: rotate(-60deg); }
.risk-right { right: 18px; top: 144px; transform: rotate(60deg); }
.risk-cross {
  position: absolute; width: 230px; height: 230px; pointer-events: none;
}
.risk-cross::before,
.risk-cross::after {
  content: ""; position: absolute; left: 50%; top: 5%;
  width: 7px; height: 86%; border-radius: 999px; background: rgba(220,38,38,.68);
  transform-origin: center;
}
.risk-cross::before { transform: translateX(-50%) rotate(43deg); }
.risk-cross::after { transform: translateX(-50%) rotate(-43deg); }

.question-grid { gap: 18px; align-items: stretch; }
.question-grid textarea { min-height: 134px; }
.question-grid .objective-wide { grid-column: 1 / -1; }
.priority-field {
  border: 1px solid rgba(0,97,160,.12); border-radius: 8px; background: rgba(255,255,255,.64);
  padding: 12px; display: grid; gap: 10px;
}
.priority-top {
  display: grid; grid-template-columns: minmax(0, 1fr) 112px; gap: 12px; align-items: end;
}
.priority-top strong { color: #33424c; font-size: 13px; }
.priority-top label { gap: 5px; color: var(--muted); font-size: 12px; }
.priority-top select { min-height: 34px; padding: 6px 9px; }
.retirement-age-label { max-width: 260px; }
.money-layout .card label:nth-last-of-type(1) { margin-bottom: 16px; }
.insurance-grid + .total { margin-top: 18px; }

.income-board {
  display: grid; grid-template-columns: repeat(2, minmax(0,1fr)) 270px; gap: 14px;
  align-items: stretch;
}
.income-person {
  border: 1px solid var(--line); border-radius: 8px; padding: 12px; background: #fbfdfd;
  display: grid; gap: 10px;
}
.income-person h3 { margin: 0; font-size: 15px; }
.income-board > .metric { align-self: end; min-height: 64px; }

.expenses { grid-template-columns: repeat(2, minmax(0,1fr)); }
.expense-category { padding: 0; overflow: hidden; }
.expense-category h4 {
  margin: 0; padding: 8px 10px; background: #d8dee8; color: #303943;
  font-size: 13px; text-transform: uppercase;
}
.expense-row {
  grid-template-columns: 1.15fr .95fr 120px; gap: 0; margin: 0; align-items: stretch;
  border-top: 1px solid #d8e1e6;
}
.expense-row span { padding: 7px 8px; align-self: center; font-size: 13px; }
.expense-row input { border: 0; border-left: 1px solid #d8e1e6; border-radius: 0; min-height: 34px; }
.expense-row input[data-money] { background: #f1f3f4; text-align: right; }
.expense-subtotal {
  margin-top: 0; border-radius: 0; border-left: 0; border-right: 0; border-bottom: 0;
  justify-content: space-between; background: #eef2f6; font-style: italic;
}
.grand-total { margin-top: 16px; min-height: 48px; }
.grand-total + .grand-total { margin-top: 8px; }
.conversation-summary { display: grid; gap: 12px; }
.conversation-card {
  border: 1px solid var(--line); border-radius: 8px; background: #fbfdfd;
  padding: 14px;
}
.conversation-card p { margin: 8px 0 0; color: #33424c; }
.i2-empty {
  border: 1px dashed var(--line);
  border-radius: 8px;
  color: var(--muted);
  padding: 12px;
}
.i2-check-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 8px;
  margin-top: 12px;
}
.i2-product-form {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  margin: 12px 0;
}
.i2-product-head {
  display: grid;
  grid-template-columns: 88px minmax(0, 1fr);
  gap: 14px;
  align-items: center;
  border: 1px solid rgba(0,97,160,.16);
  border-radius: 8px;
  background: white;
  padding: 12px;
}
.i2-product-icon {
  width: 76px;
  height: 76px;
  object-fit: contain;
}
.i2-product-head span,
.i2-plan-card span {
  color: var(--muted);
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
}
.i2-product-head h3 {
  margin: 2px 0;
  color: var(--blue);
}
.i2-icon-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  margin-top: 12px;
}
.i2-icon-card {
  border: 1px solid var(--line);
  border-radius: 8px;
  background: white;
  padding: 12px;
}
.i2-icon {
  width: 56px;
  height: 56px;
  object-fit: contain;
  display: block;
  margin-bottom: 8px;
}
.i2-icon-card strong {
  color: var(--blue);
}
.i2-icon-card p {
  color: #33424c;
  font-size: 13px;
  line-height: 1.42;
}
.i2-expense-board {
  display: grid;
  grid-template-columns: 250px minmax(0, 1fr);
  gap: 18px;
  align-items: center;
  margin-top: 12px;
}
.i2-donut {
  width: 230px;
  height: 230px;
  border-radius: 50%;
  background: conic-gradient(var(--donut));
  display: grid;
  place-items: center;
  box-shadow: inset 0 0 0 1px rgba(0,97,160,.08);
}
.i2-donut > div {
  width: 132px;
  height: 132px;
  border-radius: 50%;
  background: white;
  display: grid;
  place-items: center;
  text-align: center;
  padding: 12px;
  box-shadow: 0 10px 28px rgba(18,33,43,.12);
}
.i2-donut strong {
  color: var(--blue);
  font-size: 20px;
}
.i2-donut span {
  color: var(--muted);
  font-size: 11px;
  font-weight: 900;
  text-transform: uppercase;
}
.i2-donut-copy p {
  margin: 0 0 12px;
}
.i2-expense-list {
  display: grid;
  gap: 7px;
}
.i2-expense-list div {
  display: grid;
  grid-template-columns: 12px minmax(0, 1fr) auto;
  gap: 8px;
  align-items: center;
  border-bottom: 1px solid rgba(219,228,232,.7);
  padding-bottom: 7px;
}
.i2-expense-list span {
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background: var(--slice);
}
.i2-expense-list b {
  color: #33424c;
}
.i2-expense-list em {
  color: var(--muted);
  font-style: normal;
  font-weight: 850;
}
.i2-options-editor {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  margin-top: 12px;
}
.i2-option-editor {
  border: 1px solid var(--line);
  border-radius: 8px;
  background: white;
  padding: 12px;
  display: grid;
  gap: 9px;
}
.i2-plan-options {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  margin-top: 12px;
}
.i2-plan-card {
  border: 1px solid rgba(0,97,160,.16);
  border-radius: 8px;
  background: white;
  padding: 14px;
}
.i2-plan-card strong {
  display: block;
  color: var(--blue);
  font-size: 17px;
  margin-bottom: 8px;
}
.i2-plan-card > b {
  display: block;
  color: var(--blue);
  font-size: 24px;
  margin: 3px 0 10px;
}
.i2-plan-card div {
  display: flex;
  justify-content: space-between;
  gap: 8px;
  border-top: 1px solid var(--line);
  padding-top: 8px;
  margin-top: 8px;
}
.i2-plan-card small {
  color: var(--muted);
  font-weight: 900;
}
.i2-plan-card em {
  color: var(--ink);
  font-style: normal;
  font-weight: 900;
  text-align: right;
}
.i2-final-card {
  background: #f6fbec;
  border-color: rgba(164,206,78,.55);
}
.i2-hero { background: linear-gradient(135deg, #ffffff 0%, #eef8fd 100%); }
.i2-mini-grid { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 10px; margin-top: 12px; }
.i2-mini-grid div {
  border: 1px solid var(--line); border-radius: 8px; background: white; padding: 12px;
}
.i2-mini-grid span { display: block; color: var(--muted); font-size: 12px; font-weight: 900; margin-bottom: 6px; }
.i2-mini-grid b { color: var(--blue); }
.i2-steps { display: grid; grid-template-columns: repeat(5, minmax(0,1fr)); gap: 8px; margin-bottom: 12px; }
.i2-page { display: none; }
.i2-page.active { display: block; }
.metlife-wordmark {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: #231f20;
  font-weight: 900;
  font-size: 28px;
}
.metlife-wordmark span {
  width: 48px;
  height: 32px;
  border-radius: 4px;
  background:
    linear-gradient(90deg, #0090DA 0 50%, transparent 50%),
    linear-gradient(90deg, transparent 0 50%, #A4CE4E 50%);
  position: relative;
}
.metlife-wordmark span::after {
  content: "";
  position: absolute;
  left: 20px;
  top: 0;
  width: 18px;
  height: 32px;
  border-radius: 50% 50% 0 0;
  background: rgba(0,97,160,.75);
}
.metlife-wordmark.large { font-size: 38px; }
.metlife-wordmark.large span { width: 62px; height: 42px; }
.metlife-wordmark.large span::after { left: 26px; width: 24px; height: 42px; }
.i2-fixed-growth {
  border: 1px solid rgba(0,97,160,.16);
  border-radius: 8px;
  background: #f6fbec;
  padding: 10px 12px;
  display: grid;
  gap: 3px;
}
.i2-fixed-growth span,
.i2-recap-card span,
.i2-proposal-meta span,
.i2-primordial-head span,
.i2-proposal-head span,
.i2-goal-strip span {
  color: var(--muted);
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
}
.i2-fixed-growth strong { color: var(--blue); font-size: 20px; }
.i2-fixed-growth small { color: var(--muted); font-weight: 800; }
.i2-recap-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  margin-top: 12px;
}
.i2-recap-card {
  border: 1px solid var(--line);
  border-radius: 8px;
  background: white;
  padding: 12px;
  display: grid;
  gap: 6px;
}
.i2-recap-card strong { color: var(--blue); font-size: 20px; }
.i2-recap-card small { color: var(--muted); font-weight: 750; line-height: 1.35; }
.i2-recap-card .i2-icon { width: 40px; height: 40px; margin: 0; }
.i2-recap-card.soft { background: #fff8df; }
.i2-recap-card.blue { background: #e8f4fb; }
.i2-recap-card.red { background: #fff0f0; }
.i2-recap-card.green { background: #f6fbec; }
.i2-timeline {
  display: grid;
  grid-template-columns: 120px minmax(180px, 1fr) 120px minmax(180px, 1fr);
  align-items: center;
  gap: 0;
  margin-top: 14px;
}
.i2-time-point {
  min-height: 120px;
  display: grid;
  place-items: center;
  text-align: center;
}
.i2-time-point b {
  color: var(--blue);
  font-size: 46px;
  line-height: .9;
}
.i2-time-point span {
  color: var(--blue);
  font-weight: 900;
  text-transform: uppercase;
}
.i2-time-line {
  min-height: 18px;
  border-radius: 999px;
  position: relative;
  display: grid;
  place-items: center;
  text-align: center;
}
.i2-time-line.green { background: var(--green); }
.i2-time-line.blue { background: var(--blue); color: white; }
.i2-time-line strong {
  transform: translateY(-36px);
  color: inherit;
  font-size: 24px;
}
.i2-time-line span {
  position: absolute;
  top: 34px;
  color: var(--muted);
  font-weight: 900;
}
.i2-goal-strip {
  display: grid;
  grid-template-columns: 84px minmax(0, 1fr);
  gap: 14px;
  align-items: center;
  border: 1px solid rgba(0,97,160,.16);
  border-radius: 8px;
  background: white;
  padding: 14px;
  margin-top: 12px;
}
.i2-goal-strip .i2-icon { width: 72px; height: 72px; margin: 0; }
.i2-goal-strip strong { display: block; color: var(--blue); font-size: 24px; margin: 4px 0; }
.i2-life-path {
  display: grid;
  grid-template-columns: 1fr 32px 1fr 32px 1fr 32px 1fr;
  align-items: center;
  gap: 0;
  padding: 14px 4px;
}
.i2-life-node {
  display: grid;
  gap: 6px;
  justify-items: center;
  text-align: center;
}
.i2-life-node .i2-icon {
  width: 58px;
  height: 58px;
  margin: 0;
}
.i2-life-node span {
  color: var(--muted);
  font-size: 11px;
  font-weight: 900;
  text-transform: uppercase;
}
.i2-life-node strong {
  color: var(--blue);
  font-size: 20px;
}
.i2-life-node p {
  color: #40515d;
  font-size: 12px;
  margin: 0;
}
.i2-life-connector {
  height: 8px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--green), var(--teal));
}
.i2-expense-bars {
  display: grid;
  grid-template-columns: minmax(220px, .85fr) minmax(320px, 1.15fr);
  gap: 18px;
}
.i2-expense-lead {
  border-left: 6px solid var(--green);
  border-radius: 8px;
  background: #f6fbec;
  padding: 16px;
}
.i2-expense-lead span,
.i2-expense-row-top em {
  color: var(--muted);
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
}
.i2-expense-lead strong {
  display: block;
  color: var(--blue);
  font-size: 28px;
  margin: 6px 0;
}
.i2-expense-ranking {
  display: grid;
  gap: 10px;
}
.i2-expense-row-top {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 5px;
}
.i2-expense-row-top em {
  font-style: normal;
  text-transform: none;
}
.i2-expense-bar {
  height: 10px;
  border-radius: 999px;
  background: #edf3f6;
  overflow: hidden;
}
.i2-expense-bar span {
  display: block;
  height: 100%;
  border-radius: 999px;
  background: var(--slice);
}
.i2-mini-table {
  border-top: 1px solid var(--line);
  padding-top: 8px;
  display: grid;
  gap: 8px;
}
.i2-mini-table strong { color: var(--blue); }
.i2-proposal-slide,
.i2-primordial {
  display: grid;
  gap: 12px;
}
.i2-proposal-head,
.i2-primordial-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.i2-proposal-head > div,
.i2-primordial-head > div { min-width: 0; }
.i2-proposal-head strong,
.i2-primordial-head strong {
  display: block;
  color: var(--blue);
  font-size: 26px;
}
.i2-primordial-head {
  justify-content: flex-start;
  border: 1px solid rgba(0,97,160,.16);
  border-radius: 8px;
  background: white;
  padding: 12px;
}
.i2-primordial-head .i2-icon { width: 64px; height: 64px; margin: 0; }
.i2-proposal-meta {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 8px;
}
.i2-proposal-meta div {
  border: 1px solid var(--line);
  border-radius: 8px;
  background: white;
  padding: 10px;
}
.i2-proposal-meta b {
  display: block;
  color: var(--blue);
  margin-top: 3px;
}
.i2-proposal-table {
  display: grid;
  grid-template-columns: 1.1fr repeat(4, minmax(110px, 1fr));
  border: 1px solid var(--line);
  border-radius: 8px;
  overflow: hidden;
  background: white;
}
.i2-proposal-table > div {
  padding: 9px 10px;
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  font-weight: 850;
}
.i2-proposal-table > div:nth-child(5n) { border-right: 0; }
.i2-proposal-table .head {
  background: var(--teal);
  color: white;
  font-weight: 900;
  text-align: center;
}
.i2-proposal-table strong { display: block; color: var(--blue); }
.i2-proposal-table span { color: var(--muted); font-size: 12px; font-weight: 900; }
.i2-coverage-line {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}
.i2-coverage-line span {
  display: inline-flex;
  gap: 6px;
  align-items: center;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: white;
  padding: 7px 10px;
  color: #33424c;
  font-weight: 850;
  font-size: 13px;
}
.i2-coverage-line .i2-icon { width: 24px; height: 24px; margin: 0; }
.primordial-fields { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.investment-actions { display: flex; gap: 8px; flex-wrap: wrap; margin-top: 12px; }
.manual-investment { min-width: 220px; }
.protection-agreement {
  display: grid; gap: 6px;
}
.protection-agreement .manual-investment {
  min-width: 0;
}
.investment-option {
  width: 100%;
  border-color: var(--line);
}
.investment-option.selected {
  border-color: rgba(164,206,78,.9);
  background: #f6fbec;
  box-shadow: inset 4px 0 0 var(--green);
}
.context-metric span {
  display: grid;
  gap: 6px;
}
.context-metric em {
  color: var(--muted);
  font-size: 12px;
  font-style: normal;
  font-weight: 750;
}
.subtle-toggle { min-height: 34px; margin-top: 10px; }
.investment-card {
  display: grid; grid-template-columns: minmax(220px, 1fr) auto repeat(2, minmax(170px, 1fr)); gap: 12px; align-items: end;
}
.investment-card .important { grid-column: 1 / -1; }
.option-metric { cursor: pointer; text-align: left; color: var(--ink); }
.cda-grid { display: grid; gap: 14px; }
.cda-grid textarea { min-height: 92px; }
.cda-agreement-card p { margin-bottom: 10px; }
.product-type-card {
  padding-top: 14px;
  padding-bottom: 14px;
}
.product-type-card h3 {
  margin-bottom: 10px;
}
.product-checks {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}
.product-checks .check-line {
  margin: 0;
  min-width: 160px;
}
.gmm-medical-list {
  display: grid;
  gap: 12px;
  margin-top: 18px;
}
.gmm-medical-head h4 {
  margin: 0 0 6px;
}
.gmm-medical-card {
  border: 1px solid rgba(0,97,160,.14);
  border-radius: 8px;
  background: #fbfdfd;
  padding: 12px;
}
.gmm-medical-card h4 {
  margin: 0 0 10px;
  color: var(--blue);
}
.request-tools {
  display: grid; grid-template-columns: 1fr auto auto; gap: 8px; margin: 14px 0;
}
.backup-tools {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  align-items: center;
  border: 1px solid rgba(0,97,160,.14);
  border-radius: 8px;
  background: #fbfdfd;
  padding: 10px 12px;
  margin-bottom: 14px;
}
.backup-tools p {
  margin: 0;
  color: var(--muted);
  font-size: 13px;
  font-weight: 800;
}
.backup-tools div {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  justify-content: flex-end;
}
.backup-tools .ghost {
  min-height: 38px;
}
.backup-status {
  border: 1px solid rgba(164,206,78,.45);
  border-radius: 8px;
  background: #f6fbec;
  color: #4f7f16;
  font-size: 13px;
  font-weight: 850;
  margin: -6px 0 14px;
  padding: 9px 12px;
}
.test-tools {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  align-items: center;
  border: 1px solid rgba(0,144,218,.22);
  border-radius: 8px;
  background: #eef8fd;
  padding: 12px;
  margin: 0 0 14px;
}
.test-tools h3 {
  margin: 0 0 4px;
  color: var(--blue);
  font-size: 15px;
}
.test-tools p {
  margin: 0;
  color: #33424c;
  font-size: 13px;
  font-weight: 750;
}
.test-tools .ghost {
  flex: 0 0 auto;
  min-height: 38px;
}
.quick-picks {
  display: flex; flex-wrap: wrap; gap: 8px;
  border: 1px solid rgba(0,97,160,.14); border-radius: 8px;
  background: #fbfdfd; padding: 10px; margin-bottom: 12px;
}
.quick-picks:empty { display: none; }
.quick-picks .ghost {
  min-height: 36px;
  padding: 0 11px;
  font-size: 13px;
}
.beneficiary-total {
  margin-top: 10px;
  border: 1px solid var(--line); border-radius: 8px;
  background: #f8fbfc; padding: 10px 12px;
  color: var(--muted); font-weight: 900;
}
.beneficiary-total.ok {
  border-color: rgba(164,206,78,.55);
  background: #f6fbec;
  color: #4f7f16;
}
.beneficiary-total.warning {
  border-color: rgba(180,83,9,.35);
  background: #fff7ed;
  color: var(--warn);
}
.medical-healthy-check {
  margin-bottom: 14px;
}
.request-row {
  display: grid; grid-template-columns: 1fr 42px; gap: 8px; align-items: stretch;
}
.request-row .prospect { width: 100%; }
.icon-btn {
  min-height: 44px; border: 1px solid var(--line); border-radius: 8px; background: white; font-weight: 900;
}
.icon-btn.danger { color: #b42318; }
.muted-empty { color: var(--muted); margin: 8px 0; }

@media (max-width: 1180px) {
  .shell { grid-template-columns: 260px minmax(0, 1fr); }
  .side { padding: 18px; }
  .main { padding: 18px; }
  .top {
    align-items: stretch;
    flex-direction: column;
  }
  .actions { justify-content: flex-start; }
  .steps { grid-template-columns: repeat(4, minmax(0, 1fr)); }
  .hero-card { grid-template-columns: 1fr; }
  .hero-card h2 { font-size: 34px; }
  .grid-3 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 980px) {
  .shell { grid-template-columns: 1fr; }
  .side {
    border-right: 0;
    border-bottom: 1px solid var(--line);
  }
  .top, .hero-card {
    grid-template-columns: 1fr;
    flex-direction: column;
  }
  .grid-3, .money-layout, .question-grid, .calc-board, .scenario-board {
    grid-template-columns: 1fr;
  }
  .rfc-field, .total-protection { grid-column: auto; }
  .field-action { grid-template-columns: 1fr; }
  .dependent-row, .referral-row, .beneficiary-row, .gmm-insured-row, .expense-row, .insurance-grid {
    grid-template-columns: 1fr;
  }
  .gmm-insured-fields {
    grid-template-columns: 1fr;
  }
  .gmm-insured-fields label:nth-child(7),
  .gmm-insured-fields label:nth-child(8) {
    grid-column: auto;
  }
  .expenses { grid-template-columns: 1fr; }
  .protection-summary { grid-template-columns: 1fr; }
  .protection-reading { grid-template-columns: 1fr; }
  .income-board, .investment-card, .request-tools { grid-template-columns: 1fr; }
  .i2-check-grid,
  .i2-product-form,
  .i2-icon-grid,
  .i2-expense-board,
  .i2-options-editor,
  .i2-plan-options,
  .i2-recap-grid,
  .i2-proposal-meta,
  .primordial-fields {
    grid-template-columns: 1fr;
  }
  .i2-donut {
    width: 210px;
    height: 210px;
    margin: 0 auto;
  }
  .backup-tools {
    align-items: stretch;
    flex-direction: column;
  }
  .test-tools {
    align-items: stretch;
    flex-direction: column;
  }
  .backup-tools div,
  .backup-tools .ghost,
  .test-tools .ghost {
    width: 100%;
  }
  .i2-mini-grid { grid-template-columns: 1fr; }
  .i2-steps { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .i2-timeline {
    grid-template-columns: 1fr;
    gap: 8px;
  }
  .i2-time-line {
    min-height: 76px;
    border-radius: 8px;
  }
  .i2-time-line strong,
  .i2-time-line span {
    position: static;
    transform: none;
  }
  .i2-proposal-table {
    grid-template-columns: 1fr;
  }
  .i2-proposal-table > div,
  .i2-proposal-table > div:nth-child(5n) {
    border-right: 0;
  }
  .insurance-grid > strong {
    display: none;
  }
  .insurance-grid > span {
    border-top: 1px solid var(--line);
    color: var(--blue);
    font-weight: 900;
    padding-top: 12px;
  }
}

/* V1.3.1 responsive pass */
@media (max-width: 760px) {
  body { background: #f4f8f9; }
  .shell { min-height: auto; }
  .main,
  .side {
    padding: 16px;
  }
  .side {
    position: static;
    gap: 10px;
  }
  .brand { align-items: flex-start; }
  .top {
    gap: 12px;
    margin-bottom: 14px;
  }
  .actions {
    width: 100%;
    justify-content: stretch;
  }
  .actions .ghost,
  .actions .primary,
  .actions .save-pill {
    width: 100%;
    justify-content: center;
  }
  h1 { font-size: 26px; }
  h2 { font-size: 22px; }
  .card,
  .hero-card,
  .finish-panel {
    padding: 16px;
  }
  .hero-card {
    min-height: auto;
    gap: 16px;
  }
  .triangle-wrap {
    min-height: 300px;
    padding: 42px 18px 38px;
    overflow: hidden;
  }
  .triangle-svg {
    width: min(100%, 310px);
    height: auto;
  }
  .risk {
    font-size: 20px;
    white-space: nowrap;
  }
  .risk-left {
    left: 2px;
    top: 134px;
  }
  .risk-right {
    right: 0;
    top: 134px;
  }
  .risk-bottom {
    bottom: 4px;
    font-size: 24px;
  }
  .risk-cross {
    width: 190px;
    height: 190px;
  }
  .row-head {
    align-items: stretch;
    flex-direction: column;
  }
  .row-head .ghost,
  .finish-actions .ghost,
  .finish-actions .primary,
  .footer .ghost,
  .footer .primary {
    width: 100%;
  }
  .total,
  .metric {
    align-items: flex-start;
    flex-direction: column;
  }
  .protection-summary strong,
  .total strong,
  .metric strong {
    font-size: 20px;
    word-break: break-word;
  }
  .expense-row {
    grid-template-columns: 1fr;
    border-top: 1px solid #d8e1e6;
  }
  .expense-row input {
    border-left: 0;
    border-top: 1px solid #d8e1e6;
  }
  .expense-row input[data-money] {
    text-align: left;
  }
  .footer {
    align-items: stretch;
    flex-direction: column;
  }
  #progress {
    text-align: center;
  }
}

@media (max-width: 430px) {
  .main,
  .side {
    padding: 12px;
  }
  .hero-card h2 {
    font-size: 24px;
  }
  .steps {
    gap: 6px;
  }
  .step {
    min-height: 38px;
    padding: 6px;
    font-size: 11px;
  }
  .priority-top {
    grid-template-columns: 1fr;
  }
  .retirement-age-label,
  .manual-investment {
    max-width: none;
    min-width: 0;
  }
  .triangle-wrap {
    min-height: 270px;
    padding-inline: 6px;
  }
  .triangle-svg {
    width: 270px;
  }
  .triangle-svg text {
    font-size: 22px;
  }
  .triangle-svg .teal-text,
  .triangle-svg .retire-text {
    font-size: 19px;
  }
  .risk-left,
  .risk-right {
    top: 124px;
    font-size: 16px;
  }
  .risk-bottom {
    font-size: 20px;
  }
  .risk-cross {
    width: 160px;
    height: 160px;
  }
}